Disputes for 6 months will be sent on your behalf to the credit bureaus using consumer laws.
There are no restrictions; anything negative will be disputed.
Ideally, if you have 10-20 negative accounts, over $4,000 with repossessions, bankruptcies, child support or foreclosure. “ 9 months ideally for over 20 accounts, over $4,000, with repossessions, bankruptcies, child support and foreclosures.
Please remember, an account can be modified, updated, or deleted per FCRA standards.
Empowering you to take control of your financial future—one credit score at a time.
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